Bob is the owner of DiCola Financial Services. He has been assisting his clients with their investment, retirement, estate, and insurance planning since 1981. When not engaging with clients, he enjoys spending time with his wife Diane, daughters Kristin and Rachel, and four grandchildren. As a lifelong drummer and percussionist, he often performs with other local musician friends. He also enjoys Italian cooking, wine, and travel.

Bob has been a serving leader within the industry over his professional career, including:

• Past President of the Pennsylvania Association of Insurance and Financial Advisors
• Prior member of the Board of Directors of the Pennsylvania Association of Insurance and Financial Advisors
• Past President of the Alle-Kiski Life Underwriters Association
• Former Editor of Keynotes, a publication of the Pennsylvania Association of Insurance Financial Advisors
• Prior member and chairman of The Motorists Mutual Insurance Group “President’s Advisory Council.”
• Served on Pennsylvania Insurance Commissioner Diane Koken’s Committee on Continuing Education for Licensed Producers
• Served on Pennsylvania Governor Edward Rendell’s Committee for Financial Literacy

Bob is engaged with the following industry and civic organizations:

• Society of Financial Service Professionals
• National Association of Insurance and Financial Advisors
• Leechburg Rotary Club (Past President)
• Former chairman of the AKLUA Charity Golf Tournament raising funds for Western Pennsylvania School for Blind Children and Western Pennsylvania United Cerebral Palsy

Education, Designations & Securities Licenses:

• B.S. Education, Indiana University of P.A.
• Chartered Financial Consultant
• Chartered Life Underwriter
• Series 7, 6, 22 and 63 Securities Registrations
• Insurance Producer Licenses for Life and Health Insurance

Specialties:

• Retirement Planning
• Financial Planning
• Rollovers
• Estate Planning
• Education Planning
• Life Insurance
• Disability Insurance
• Long Term Care

As senior vice president of the Advanced Planning Group, Stan Smiley is responsible for the development and implementation of advanced planning strategies for Cetera Financial Group, a leading network of independent broker-dealer firms. The platform is the second-largest independent financial advisor network in the nation by number of advisors, as well as a leading provider of retail services to the investment programs of banks and credit unions. Stan was previously senior vice president, advanced markets for ING Advisors Network.

Utilizing more than 30 years of legal and estate business planning experience, Stan and his team provide consultative services for select financial professionals, who are focused on tax planning for highly compensated individuals, and estate planning and wealth preservation strategies for high-net-worth clients and family wealth transfers. A former partner of a Los Angeles-based law firm, Stan served as counsel for small and multibillion qualified pension and welfare benefit plans, private trusts, and foundations. He also held positions within the Office of Chief Counsel of the Internal Revenue Service in New Jersey and California. He was a part-time instructor of business law at the The University of Maryland and an adjunct professor for Golden Gate University’s Masters of Taxation Program. He also had the opportunity to serve as a judge advocate in the U.S. Air Force and has been a featured lecturer and commentator for various legal subjects on the Armed Forces Radio Network. Stan has been a platform speaker at several events in his areas of expertise.

He is a member of the Real Property, Probate and Trusts Section, and the Taxation Section of the American Bar Association and serves on its Tax Standards and Exempt Organizations Committee. He is licensed to practice law in New York and California and is admitted to the United States Tax Court. He also maintains memberships in the Los Angeles and San Francisco Bar Associations. He currently serves on the CFP Board’s Business Model Council.

Stan earned a bachelor’s degree from the State University of New York at Buffalo, and was a Dean’s List honoree and law review associate editor while earning a law degree from St. John’s University School of Law in New York. He maintains an insurance license and holds Series 7, 24 and 63 securities registrations.

As an Advanced Planning Group senior attorney, Julie is responsible for providing specialized advice and support for financial professionals on a myriad of tax issues in the areas of wealth transfer, retirement, charitable, and tax-planning strategies for high-net-worth clients. She is a frequent participant in specialized educational and training programs for financial professionals.

Julie has more than 15 years of experience providing tax planning consultation to financial professionals. Previously, Julie was senior attorney, Advanced Markets, for ING Advisors Network. Prior to ING, she was an advanced marketing consultant in the Variable Annuities Division of Pacific Life Insurance Company, where she provided consultation to financial professionals on technical issues involving IRAs and qualified retirement plans, estate planning and annuities.

Julie earned her bachelor’s degree from the University of California, Los Angeles (UCLA), and her law degree from the Catholic University of America Columbus School of Law in Washington, D.C. In addition, she holds a California Life, Accident, and Health Insurance Agent license, as well as Series 6, 7 and 63 securities registrations. Julie currently serves on the CFP Board’s Business Model Council. She is licensed to practice law in the state of California.